Compare our health insurance policies

Compare our health insurance policies

You still don't know which of our health insurance policies best suits your needs?

To help you choose we present a table comparing the cover provided by our health policies with the main features of each one. Once you have chosen your policy, please feel free to ask us for more information.

Centres affiliated to CASS

PIAM: 100% of the real cost¹​

Crèditsalut: 100% of the CASS rate²

Crèdit Hospitalització: 100% of CASS expenditure²

______________

Centres not affiliated to CASS

PIAM: 100% of the real cost¹​

Crèditsalut: 58% de la tarifa CASS²

Crèdit Hospitalització: 58% of CASS expenditure²

______________

Homeopath

PIAM: 100% of the real cost

Crèditsalut: 100% of the CASS rate

Crèdit Hospitalització: Not included

______________

Acupuncture

PIAM: 100% of CASS expenditure

Crèditsalut: Not included

Crèdit Hospitalització: Not included

Centres affiliated to CASS

PIAM: 100% of the real cost¹​

Crèditsalut: 100% of the CASS rate²

Crèdit Hospitalització: 100% of CASS expenditure²

______________

Centres not affiliated to CASS

PIAM: 100% of the real cost¹​

Crèditsalut: 58% of the CASS rate²

Crèdit Hospitalització: 58% of CASS expenditure²

Extractions, fillings, dental hygiene, cleansing and dressing

PIAM: 100% of the real cost¹​

Crèditsalut: 100% of the CASS rate²

Crèdit Hospitalització: Not included

In the event of death

PIAM: 10.000 €

Crèditsalut: Starting at €6,000

Crèdit Hospitalització: Starting at €3,000

______________

If a serious illness is diagnosed

PIAM: 10.000 €

Crèditsalut: Not included

Crèdit Hospitalització: Not included

Discount on the premium for the first 6 months if your salary is paid directly into the bank.

PIAM: 10 %

Crèditsalut: 10 %

Crèdit Hospitalització: 10%

______________

For couples

PIAM: Not included

Crèditsalut: 30% for your lifetime

Crèdit Hospitalització: Not included

PIAM

Within and without Via Preferent

Crèditsalut

Within Via Preferent

Crèditsalut hospitalització

Within and without Via Preferent

General medicine (visits, pharmacy, analysis, diagnosis, etc.)

Centres affiliated to CASS
  • 100% of the real cost¹
  • 100% of the CASS rate²
  • 100% of the CASS rate²
Centres not affiliated to CASS
  • 100% of the real cost¹
  • 58% of the CASS rate²
  • 58% of the CASS rate²
Homeopathy
  • 100% of the real cost
  • 100% of the CASS rate
  • Not included
Acupuncture
  • 100% of the CASS rate
  • Not included
  • Not included

Hospitalisation

Centres affiliated to CASS
  • 100% of the real cost¹
  • 100% of the CASS rate²
  • 100% of the CASS rate²
Centres not affiliated to CASS
  • 100% of the real cost¹
  • 58% of the CASS rate²
  • 58% of the CASS rate²

Dental treatment

Extractions, fillings, dental hygiene, cleansing and dressing
  • 100% of the real cost¹
  • 100% of the CASS rate²
  • Not included

Compensation

In the event of death
  • 10.000 €
  • Starting at €6,000
  • Starting at €3,000
If a serious illness is diagnosed
  • 10.000 €
  • Not included
  • Not included

Discount

Discount on the premium for the first 6 months if your salary is paid directly into the bank
  • 10 %
  • 10 %
  • 10 %
For couples
  • Not included
  • 30% for your lifetime
  • Not included

Referring doctor

  • Mandatory
  • Mandatory
  • Mandatory
¹ The total amount of the invoice.
² The rate set by the CASS that affiliated centres undertake to charge. In the case of Crèditsalut Hospitalització, provided that patients are referred to hospitalisation.