Cookie policy

Crèdit Assegurances Vida uses cookies to optimise your browsing experience and tailor it to your needs, as well as to protect and improve the web site. Read this cookie policy carefully to find out how Crèdit Assegurances Vida uses cookies responsibly and your options for customising your browser and managing them.

What are cookies?

 

Cookies are small data files that are stored on the user’s computer and inform us about the frequency of visits, preferred content and any security features that may control access to restricted areas, as well as displaying advertising based on criteria predefined by Crèdit Assegurances Vida, activated by cookies delivered by the entity or third parties who provide these services on behalf of Crèdit Assegurances Vida.

As a rule, Crèdit Assegurances Vida uses the following types of cookies:

 

Expiry-based:

  • Session cookies: responsible for compiling and storing the data generated by the user while accessing and browsing the website. The information is held to provide the requested service.
  • Persistent cookies: responsible for keeping data on the terminal for a period defined by the cookie administrator. This period may vary from minutes to years.

Source-based:

  • Own: sent to the user’s terminal equipment from equipment or a domain managed by the owner of the website that provides the service requested by the user.
  • Third-party: sent to the user’s terminal equipment from equipment or a domain not managed by the owner of the website that provides the service requested by the user, but by another entity that processes the data obtained through the cookies. Equally, if the cookies are installed from equipment or a domain managed by the actual owner of the website, but the information collected through them is managed by a third-party, they are also considered third-party cookies.

Purpose-based:

  • Technical: cookies that are necessary for the user to access and identify himself on the service and for it to function properly.
  • Personalisation: cookies that enable the user to browse a website, platform or application, and use the various options or services on offer, such as languages, the screen resolution of the device in use, the type of browser or the regional setting where the service is accessed.
  • Analytics: allow the administrator to monitor and analyse the behaviour of the users of the websites to which they are linked. The information provided is used to evaluate website activity and build visitor profiles for these sites, applications and platforms, with the goal of introducing improvements based on analysing the usage data on users of the service.

Cookie: Session

OwnerOwn cookie

Expiration dateTempory

Purpose: Allows recognition of the user by the website

Type: Technical

Cookie: _dc_gtm_UA

Owner: Third-party cookie

Expiration date: 1 minute

Purpose: Used to limit request rate

Type: Analytics

Cookie: _ga

Owner: Own cookie

Expiration date: 2 years

Purpose: Used to distinguish users

Type: Analytics

Cookie: _gat

Owner: Third-party cookie

Expiration date: 1 minute

Purpose: Used to limit request rate

Type: Analytics

Cookie: _gat

Owner: Third-party cookie

Expiration date: 1 minute

Purpose: S’utilitza per limitar el percentatge de sol·licituds.

Type: Analítica

Cookie: _gid

Owner: Third-party cookie

Expiration date: 24 hours

Purpose: Used to limit request rate

Type: Analytics

Cookie:  has_js

Owner: Own cookie

Expiration date: Expires at end of session

Purpose: Drupal uses this cookie to see whether the visitor has enabled JavaScript

Type: Functional

Cookie: _ceg.s

Owner: Third-party cookie

Expiration date: 90 days

Purpose: Used by Crazy Egg to improve user experience

Type: Analytics

Cookie: _ceg.u

Owner: Third-party cookie

Expiration date: 90 days

Purpose: Used by Crazy Egg to improve user experience

TypeAnalytics

Cookie: Cookie-agreed

Owner: Third-party cookie

Expiration date: 100 days

Purpose: To know if the use of cookies has been accepted and not to show the message again

Type: Functional

Why do we use cookies?

 

Cookies are used on this website for the following purposes:

  • To ensure that the websites of Crèdit Assegurances Vida function properly.
  • To temporarily store data about user preferences, such as language.
  • To collect statistical data to improve the website experience.

Who can access the cookie data?

 

The data stored in the cookies is used exclusively by Crèdit Assegurances Vida and Crèdit Andorrà Financial Group

Can cookies be deactivated?

 

Except for Analytics cookies, the use of cookies affects user privacy because, as a rule, it allows its content to be related to the connection IP address and other personal data of the user, such as those provided voluntarily.

By accepting this Privacy and Cookie Policy, the user consents to the use of cookies for the above-mentioned purposes.

However, if the user then wishes to delete the cookies stored on his computer which require his consent, he can do this by using the tools provided by his browser for that purpose. 

 

The following links describe the process for deactivating cookies, depending on the browser:

 

 

If the user does not accept the cookies or later declines them, website functionality may be reduced.

Changes and updates to the Cookie Policy

 

Crèdit Assegurances Vida and businesses within the Group may modify this Cookie Policy to meet legislative or regulatory requirements, or to adapt the policy to the instructions and recommendations of regulators. It is therefore recommended to periodically review the Cookie Policy.