Crèditsalut Hospitalització
Crèditsalut Hospitalització covers the expenses of hospitalisation and surgery in affiliated centres up to 100% of Caixa Andorrana Social Security (CASS) rates within Via Preferent (healthcare itinerary).
Characteristics
- Crèditsalut Hospitalització is ideal for those registered with the CASS as employees or voluntarily insured, who want to have basic insurance for serious illness which may have important financial consequences and who normally use medical services that have an agreement with the CASS.
Advantages
- Permet escollir entre l’assegurança individual o la familiar, que cobreix el titular i totes les persones que en depenguin.You can choose between individual or family insurance, covering the policy holder and all those who depend on him/her.
- In general terms, there are no restrictions on the number of visits or treatment sessions.
- If your salary is paid directly into an account at Crèdit Andorrà, you are entitled to a 10% discount on the premium for the first 6 months.
- Large network of offices to deposit invoices, yellow sheets and any other medical documentation.
- Using the e-mail address prestacions@creditvida.ad, you can send scanned bills directly to Crèdit Assegurances Vida.
- Experienced managers will be at your disposal to offer you comprehensive advice on life and health insurance adapted to your personal and professional needs.
- Health policies contracted with Crèdit Assegurances Vida are valid for a lifetime.
- Notifications service: the policy includes this free service that informs the client, via SMS or email, each time a reimbursement is made on their insurance policy.
Benefits
- Crèditsalut Hospitalització refunds the part of your medical expenses (such as hospitalisation, medical emergencies, urgent medical transport and preoperative diagnostic tests) that the CASS does not pay, up to 100% of the fees set by the CASS each year within Via Preferent (healthcare itinerary).
- With Crèditsalut Hospitalització you will not have to advance the cost of hospitalisation that the CASS does not cover for treatment at the Hospital de Nostra Senyora de Meritxell. These expenses are paid directly to the Hospital by Crèdit Assegurances Vida.
- In the event of the death of the insured person (between 18 and 70 years of age), the beneficiaries will receive an amount ranging from 3,000 euros to 30,000 euros, depending on the capital insured at the time the policy is contracted.
- Exclusions according to the conditions of the policy.
Exclusion periods
3 months for medical expenses.
10 months for maternity.
Exclusion periods
3 months for medical expenses.
10 months for maternity.
FAQ
If you have questions about our policies, take a look at the answers to frequently asked questions in this section.
Compare our health insurance policies
You still don’t know which of our health insurance policies best suits your needs? To help you to choose here are the main features of each of them.