PIAM Collective

The Pla Integral d’Assistència Mèdica (PIAM) collective is a life insurance policy with complementary health cover for the part of the cost of medical treatment not reimbursed by the Caixa Andorrana de Seguretet Social (CASS).

With complementary cover for: 

pr piam collectiu


Sign up now and get


PIAM, health insurance designed for your peace of mind

Crèdit Assegurances Vida  offers its customers 3 months free cover* when they contract PIAM health insurance. 


PIAM, the smart option.

*This promotion is valid until 31 December 2019. Check the conditions of the promotion here

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Targeta Sanitaria1


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Medical directory

The policy offers the possibility to additionally access a Medical Directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including Teknon, Quiron and Dexeus. Access to this medical directory offers the insured person the convenience of not having to pay anything upfront.

More information about the medical directory and the centres and professionals available.

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Exclusion periods

There are no exception periods  for the PIAM collective .

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Exclusion periods

There are no exception periods  for the PIAM Col·lectiu.

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If you have questions about our policies, take a look at the answers to frequently asked questions in this section.

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Compare our health insurance policies

You still don’t know which of our health insurance policies best suits your needs? To help you to choose here are the main features of each of them.