PIAM

The PIAM is a life insurance policy with complementary health cover for the part of the cost of medical treatment not reimbursed by the Caixa Andorrana de Seguretet Social (CASS).

 

With complementary cover for:
          

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Characteristics

Advantages

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Medical directory

The policy offers the possibility to additionally access a Medical Directory with coverage throughout Spain and over 45,000 professionals and 13,000 medical centres, including Teknon, Quiron and Dexeus. Access to this medical directory offers the insured person the convenience of not having to pay anything upfront.

More information about the medical directory and the centres and professionals available.

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Benefits

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Exclusion periods

3 months for hospitalisation, surgery and serious illness.

 

9 months for maternity.

 

12 months for dental prostheses.

No exception period if the customer contracting the product is changing company and has already completed these exception periods with an equivalent product provided by the previous company.

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Exclusion periods

3 months for hospitalisation, surgery and serious illness.

 

9 months for maternity.

 

12 months for dental prostheses.

No exception period if the customer contracting the product is changing company and has already completed these exception periods with an equivalent product provided by the previous company.

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FAQ

If you have questions about our policies, take a look at the answers to frequently asked questions in this section.

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Compare our health insurance policies

You still don’t know which of our health insurance policies best suits your needs? To help you to choose here are the main features of each of them.