Crèditvida Finançament

Crèditvida Finançament is a life insurance policy that pays compensation equivalent to any debts (loans, etc.) that the insured has in connection with Crèdit Andorrà bank accounts, in the event of his/her death or total permanent disability.

Characteristics

  • Crèditvida Finançament is suitable for people aged 18-70 (both included).
  • The insured capital is equivalent to the total debt owed by the insured in connection with Crèdit Andorrà accounts.

Advantages

  • The policy guarantees that responsibility for debts does not have to be assumed by the nearest relatives of the deceased.
  • The premium is proportional to the debt insured, so that it is reduced as the loans are repaid.

Benefits

  • The maximum capital that can be insured is equivalent to total debts of 900,000 euros.

In the event of a claim

Beneficiaries must report the circumstances giving rise to the claim within 90 days from the date on which they occurred.

 

In the event of the total permanent disability of the insured, a medical certificate must be presented specifying the reason or illness causing the disability and a certificate from the CASS that specifies the percentage of disability.

 

In the event of the death of the insured, a death certificate from the Civil Registry must be presented.

In the event of a claim

Beneficiaries must report the circumstances giving rise to the claim within 90 days from the date on which they occurred.

 

In the event of the total permanent disability of the insured, a medical certificate must be presented specifying the reason or illness causing the disability and a certificate from the CASS that specifies the percentage of disability.

 

In the event of the death of the insured, a death certificate from the Civil Registry must be presented.

FAQ

If you have questions about our products, take a look at the answers to frequently asked questions in this section.