Crèditbaixa

Crèditbaixa is a life insurance policy with a sick-leave supplement that guarantees the payment of compensation determined by the number of days that the insured cannot work as the result of illness or an accident.

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Characteristics

Crèditbaixa is a life insurance policy with a supplement that guarantees the payment of compensation according to the number of days that the insured cannot work as the result of illness or an accident.

 

Crèditbaixa is ideal for those who are in paid employment and registered with the CASS as insured employees.

Crèditbaixa és ideal per a persones que exerceixin una activitat laboral remunerada i que estiguin donades d’alta a la CASS com a assegurats assalariats.

Advantages

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Benefits

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In the event of a claim

When sick leave is taken, a certificate issued by a registered doctor in Andorra must be submitted to Crèdit Assegurances Vida within 30 days, declaring that the insured is totally and temporarily unfit for work. It must also:

If sick leave continues for more than thirty days, the insured must send the insurer a medical certificate to this effect at intervals not exceeding thirty days.

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Exclusion periods

1 month.

 

No exception period if the customer contracting the product is changing company and has already completed these exception periods with an equivalent product provided by the previous company.

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Exclusion periods

1 month.

 

No exception period if the customer contracting the product is changing company and has already completed these exception periods with an equivalent product provided by the previous company.

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FAQ

If you have questions about our products, take a look at the answers to frequently asked questions in this section.